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Spouses/Duffle Bag/Military Tax Estimator
Money & Military Pay

Military Tax Estimator

Estimate your federal and state taxes with military-specific exclusions: combat zone tax-free pay, BAH/BAS exclusion, state of legal residence strategy.

BAH and BAS are 100% tax-free. Combat zone pay is excluded from federal income tax. State of legal residence can save thousands.

Income Details

00 months12

State rate: 0% (no state income tax)

2026 limit: $23,500/yr

Key military tax benefits: BAH and BAS are 100% tax-free. Combat zone pay is excluded from federal income tax. Choose your state of legal residence wisely — it could save thousands.

Tax Estimate Summary

Total Income

$76,884

Tax-Free

$26,484

Taxable Income

$16,160

Take-Home Pay

$75,268

Federal Tax$1,616
State Tax (TX)$0
Effective Rate2.1%

Deductions Applied

Standard Deduction$29,200
TSP Contributions$5,040

Income Breakdown

Tax-Free (BAH + BAS + Combat)
Taxable Income
Taxes Owed
Deductions / TSP

VTS Duffle Bag tools are for informational purposes only. All calculations run in your browser — no data is collected or stored. Verify amounts with official sources before making financial decisions.

MILCONNECT.AI — Military Benefits Intelligence Platform