Money & Military Pay
Military Family Budget Builder
Track where your money goes with military-specific income: base pay + BAH + BAS + deployment bonuses. Compare against the 50/30/20 rule.
Accounts for tax-free BAH/BAS, Family Separation Allowance, and combat zone pay — income that civilian budgets miss.
Monthly Income
$
$
$
$
$
Total Monthly Income$5,902
Monthly Expenses
needs (50%)
Rent / Mortgage
$
Utilities
$
Groceries
$
Car Payment
$
Insurance
$
Gas
$
Phone
$
wants (30%)
Dining Out
$
Entertainment
$
Subscriptions
$
Clothing
$
savings (20%)
TSP
$
Emergency Fund
$
Savings Account
$
Budget Summary
Needs
49%
$2,900
Target: 50%
Wants
7%
$440
Target: 30%
Savings
13%
$750
Target: 20%
Remaining$1,812
Remember: BAH ($1,800) and BAS ($452) are 100% tax-free. Your effective income is higher than it looks on paper.
VTS Duffle Bag tools are for informational purposes only. All calculations run in your browser — no data is collected or stored. Verify amounts with official sources before making financial decisions.